Student Loan Articles

Free student loan articles covering a wide array of financial aid related topics

Pell Grants - (Found June 24, 2008 )

While loans are an effective way to pay your way through college, wouldnt it be nice to have your college education essentially paid for you by the federal government With a Federal Pell Grant, you can receive the necessary money to attend college without worrying about paying back a loan, because a Pell Grant does not have to be repaid after you finish your college education. Still, it is important to understand that not every college student is eligible for a Federal Pell Grant while they are.
http://www.nextstudent.com/articles/Pell-Grants.asp

Parent PLUS Loans - (Found June 24, 2008 )

Do you have good credit that you would like to put towards the further education of your child Is your child planning on becoming a student at an American college or university Is your child a dependent and planning on attending this college or university as an undergraduate at least half-time during the college or university semester schedule If these questions apply to you, then a parent PLUS loan just may be the best option for financing the education of your child.
http://www.nextstudent.com/articles/Parent-PLUS-Loan.asp

How to Search for Scholarships - (Found June 24, 2008 )

Finding scholarships for college or a major university is a lot like picking an actual college. It is not an easy process or something that just happens overnight, but rather, it takes hard work, dedication, and a lot of research to find the scholarship opportunities that are best for you. On the one hand, you are putting a lot of time, work, and effort into finding a scholarship. But just think about the thousands of dollars that you can save by obtaining a scholarship for college.
http://www.nextstudent.com/articles/How-to-Search-for-Scholarships.asp

Financial Aid Options - (Found June 24, 2008 )

Before entering college, you may find yourself pondering exactly how you will be able to pay for college. Many public colleges and universities cost thousands of dollars, while private colleges and universities can cost $10,000, $20,000, $30,000, or even more just to attend. Before getting too worried about these high prices, it is important to know that help is just a click of the computer mouse away, as the internet can help you to find the financial aid option that is right for you!
http://www.nextstudent.com/articles/Financial-Aid-Options.asp

Consolidation of Debt and Student Loans - (Found June 24, 2008 )

So you have finally got the degree, but were you surprised with what came along with it A pile of debt and student loans that need to be paid back starting very shortly after college! Whether it is a Federal PLUS Loan or a loan obtained from your local bank, chances are that a college graduation also brings collection agencies to your mailbox, as everyone wants to be paid back for helping to provide you with a college education. But, while you are writing out all these checks to different loan..
http://www.nextstudent.com/articles/Consolidation-of-Debt-and-Student-Loans.asp

Consolidating Federal Student Loans Keeps Graduates on Course - (Found June 24, 2008 )

Although many people have achieved the dream of completing their college education, many of them face an unfortunate downside following graduation: paying back the inevitable student loan.
http://www.nextstudent.com/articles/Consolidating-Federal-Student-Loans-Keeps-Graduates-on...

Federal Stafford Loans from NextStudent Have Great Incentives on Already Low Rates - (Found June 24, 2008 )

After exhausting all forms of free money for college, such as scholarships and federal grants, the next best thing for students are federal student loans to help them pay for school. Federal Stafford loans have low interest rates and are more appealing when they feature benefits and incentives, according to NextStudent, the Phoenix-based premier education funding company.
http://www.nextstudent.com/articles/federal-stafford-loans-nextstudent.asp

Colleges Face Having to Alter Admissions Process Due to Stealth Applicants - (Found June 24, 2008 )

A growing trend in how students apply to college is changing the landscape of college admissions, forcing admissions offices to rethink the number of students the school needs to admit and, in turn, how the school awards its available federal grants, student loans, work-study, and other limited financial aid funds.
http://www.nextstudent.com/articles/colleges-face-having-to-alter-admissions-process-due-t...

Federal Student Loan Consolidation Could Help Make Recent Graduates Student Loan Repayment Easier to Manage - (Found June 24, 2008 )

If you graduated in May with student loans, you may be facing six-month grace periods that are ending sometime this month. Once your grace periods are over, youll be entering repayment on those student loans that were in grace.
http://www.nextstudent.com/articles/Student-Loan-Consolidation-Helps-Loan-Repayment.asp

A NextStudent Guide to Deferment and Forbearance - (Found June 24, 2008 )

Sometimes life can put a dent in your budget, making it harder to pay your everyday living expenses and monthly bills. When faced with the loss of a job, going back to school or sudden unexpected expenses like medical bills or car-repair costs, even the most responsible borrowers can find themselves struggling to make their student loan payments.
http://www.nextstudent.com/articles/deferment-forbearance.asp