Student Loan ArticlesFree student loan articles covering a wide array of financial aid related topicsA NextStudent Guide to Responsible Borrowing- (Found June 24, 2008 ) How you handle your finances while youre in college and graduate school can have repercussions for years after you graduate. Every time you go over your limit on a credit card, apply for a new credit card, or miss a paymentwhether its on your card, on your car, or on your student loanit can count against your credit score. And a credit score can drop a lot faster than itll go back up: It can take years to repair damaged credit and a low credit score. Bad credit can keep you from being approved..http://www.nextstudent.com/articles/guide-to-responsible-borrowing.asp A NextStudent Guide to Understanding the Different Types of Financial Aid- (Found June 24, 2008 ) Here at NextStudent, we know that the world of student loans and college financing can be overwhelming and confusing, especially when all the financial aid literature throws around terms like consolidation and subsidized, and alphabet soups like FWS, EFC, PLUS and FAFSA. We always want our customers to feel comfortable with their education financing decisions, and we believe you should be informed about all your financial aid options. So to help you decipher your financial aid award letters and.http://www.nextstudent.com/articles/guide-to-understanding-financial-aid.asp A NextStudent Guide to Understanding Your Student Loan Repayment Options- (Found June 24, 2008 ) Whether youre a recent graduate with grace periods about to end, or a new student or parent of a new student just taking out your first student loan, you may have questions about repaymentwhat your options are, how long you have to repay, what happens if you have trouble making your payments.http://www.nextstudent.com/articles/student-loan-repayment-options.asp Stafford Loans From NextStudent Provide Graduate Students With up to $20,500 a Year for Graduate Study- (Found June 24, 2008 ) Graduate and professional degree students looking for ways to finance their graduate studies could get some of the financial aid they need with Federal Stafford Loans from NextStudent, a leading Phoenix-based education funding company.http://www.nextstudent.com/articles/stafford-loan-from-nextstudent.asp Undergraduate Stafford Loans From NextStudent Can Help Students Paying Their Own Way Through College- (Found June 24, 2008 ) Whether they still have time before their schools fall financial aid deadline or theyre looking ahead to their tuition bills for the spring semester coming up, undergraduates searching for ways to meet their college expenses themselves could find some of the financing help they need with Federal Stafford Loans from NextStudent, a leading Phoenix-based education funding company.http://www.nextstudent.com/articles/undergraduate-stafford-loans.asp Grad PLUS Loans From NextStudent Expand Educational Financing Options for Graduate and Professional Degree Students- (Found June 24, 2008 ) As the fall semester gets underway, graduate students may be struggling with meeting their tuition bills, program fees and other education-related expenses. Even after grants and Stafford loans, some graduate and professional students may still be left with educational expenses to cover. For those students who need some help meeting the costs of their graduate or professional degree program, Federal Grad PLUS Loans from NextStudent, a leading Phoenix-based education funding company, could...http://www.nextstudent.com/articles/Graduate-Plus-From-Nextstudent.asp PLUS Loans From NextStudent Can Help Parents Meet Childrens College Expenses- (Found June 24, 2008 ) With the school year about to begin, parents reviewing their college-aged childrens financial aid award letters may find theyre having trouble meeting their expected family contribution. For situations like these, when parents need some help meeting their undergraduates educational expenses, a PLUS loan could provide the financing they need, says NextStudent, a leading Phoenix-based education funding company.http://www.nextstudent.com/articles/plus-loans-from-nextstudent.asp Recent Graduates Having Trouble Making Their Student Loan Payments Should Consider Looking Into Their Deferment and Forbearance Options- (Found June 24, 2008 ) If you graduated in May with federal Stafford student loans, you may be facing the prospect of adjusting your budget to accommodate new monthly student loan payments as your six-month grace periods end sometime this month. If youre still doing temp work, looking for a job, or if you just got stuck with a lower-than-expected entry-level salary, its entirely possible that youre not sure how youre going to come up with the money youre going to need each month to a meet a new monthly expense from...http://www.nextstudent.com/articles/Student-Loan-Deferment-Forbearance-Repayment-Options.a... With PLUS Loans From NextStudent Parents Have Access to College Financing Throughout the School Year- (Found June 24, 2008 ) As the fall semester draws to a close, families who still need money for college for end-of-semester expenses or for the upcoming spring semester may be able to get the help they need with a Federal PLUS Loan from NextStudent, a leading Phoenix-based education funding company. PLUS loans give parents of undergraduates a low-interest financing option that they can apply for throughout the school year (depending on the final deadline set by the schools financial aid office). And PLUS financing is.http://www.nextstudent.com/articles/Financing-PLUS-Loans.asp Student Loan Consolidation: Turn Your Variable-Rate Student Loans Into One Fixed-Rate Loan- (Found June 24, 2008 ) Although Federal PLUS Loans and Stafford Loans are currently issued at fixed interest rates, PLUS and Stafford loans issued prior to July 1, 2006, are variable-rate student loans. The interest rate on these college loans adjusts every year on July 1.http://www.nextstudent.com/articles/Fixed-Rate-Student-Loan-Consolidation.asp |