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Homeownershttp://feeds.feedburner.com/~r/ArticleToday/~3/263883072/how-to-sell-your-house-by-lease-o... 401k Hardship Withdrawals - An Overview- April 4, 2008 Like loans, hardship withdrawals are allowed by law, but your employer is not required to provide for them in your plan. Again, most companies do, but some don't. The cost of administering such a program can be prohibitive for many small companies. Check with your Human Resources department if you're not sure if your plan allows hardship withdrawal. Like loans, your employer must adhere to somehttp://feeds.feedburner.com/~r/ArticleToday/~3/263864311/401k-hardship-withdrawals-overvie... 401k Plan Loans - An Overview- April 4, 2008 Allowing loans within a 401k plan is allowed by law, but an employer is not required to do so. Many small business just can't afford the high cost of adding this feature to their plan. Even so, loans are a feature of most 401k plans. 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